Chief Risk Officer - Co-Founder Position - Punk Money｜Meet.jobs

OVERVIEW

Punk Money is a hugely disruptive Fin-Tech start-up that is developing a completely new type of financial platform with a community at its core.

We're looking for a rockstar Risk Specialist to join the founding team of one of the hottest Fin-Tech companies around.

This is a unique opportunity to bring your ideas and expertise to the table and help define the vision, deliver the plan and lead the team that will turn Punk Money into an ethical global mega-brand.

We’re decentralising money away from the banks and putting it back in peoples hands. We’re empowering our people to invest in each other and save together, easing cash flow and providing high return investments to our users.

It's Money for the People, by the People

ABOUT THE ROLE

Working at Punk Money isn’t about being a cog in a machine, we’re looking for stand out individuals who’ve got the drive and determination to make the role their own.

Working alongside our CEO and our leadership team, you will have overall control and responsibility for all financial aspects of the company from setting strategy, to fundraising, to financial planning & analysis, to reporting, audit and control.

WHAT YOU’LL DO

Responsible for the financial performance of the company you will align multiple teams and business units around the business plan and, in partnership with the leadership team, ensure these teams deliver the results you forecasted.
Play a key role in deciding what projects and initiatives to develop, making a major impact on the strategic direction of the company.
You will be growing and leading a finance team, including the Investor Development team, building scalable processes in your organisation that can function without your direct supervision.
You will take charge of designing and implementing a clear suite of financial KPIs and reports, to be delivered in a timely manner to the company’s board and leadership team, including powerful insights that will enable focus and deliver growth of the business.
10 years experience in senior positions in a finance function and have ideally worked in a fast paced, high growth environment. You understand what it takes to build a world class finance organisation that scales with the business.
PSD compliant, you’ll be the individual responsible for the management of a Payment Institution and key point of contact for the FCA.
WHAT YOU’LL NEED

You're a credit risk professional, performing fundamental credit risk analysis across various industry sectors and exposure types (trading, lending, project finance)
Owned & managed institutional credit risk rating models (validation and model updates)
Strong knowledge of Basel II and credit risk management governance and frameworks
Strong leadership skills; management experience; strategic thinker; thorough understanding of business principles and practices
Great communication skills being open and honest, adaptable to your audience be it the leadership team, your team or across the wider business.
You have worked / managed multiple teams and developed cross functional relationships.
Experience in fundraising both debt and equity, managing cashflows and capital requirements.
Utilising tools and software that will reduce errors, enable scale and automation
Excellent analytical skills; strong technically, particularly with excel/systems
FinTech or Financial Services industry experience is a bonus
ABOUT THE TEAM

You’ll be joining a highly motivated founding team with the branding, ideas, business plan and products already in production. We are currently raising Seed capital to finalise production and launch the product. The existing team are marketing and product experts who’ve already had excellent feedback and already have significant traction with their current product.

OUR VALUES

From the first hire to the last, from the most junior to the most senior it is important that everyone shares our core values:

Make it Happen: Punk’s always been a DIY culture and we’re all about getting things done. We’re after people who share this ethos, who roll up their sleeves and get stuck in and make amazing things happen.

Be a Champion, not a Challenger: We’re a champion of the people. We stand for the little guy, the overlooked, the ripped-off and abused. We’re here to make a difference to people's lives, not to challenge other companies.

Be Excellent to Each Other: This is us to the core. It means, do what's right for all parties involved, even if it’s hard to achieve.

Stand for Something: We’re the rebels with a cause. We’ve been ripped off by banks long enough. Now is the time to fight back, to unite, to create new services which are fairer, cheaper and easier to use.

Community First: This is at the heart of everything we do. We unite people and solve their problems as a collective allowing them to better understand their finances and get out of debt and invest their savings in other members so that everyone prospers.

If you think this sounds like your kind of place to work then we’d love to hear from you

WHAT WE’RE OFFERING

Competitive salary
Equity bonus
All the latest tech you need
Skip the commute and work from home once a week
Pension plan
Rest up with up to 29 days’ holiday per year
To apply for this job please send a C.V, Cover Letter and a link to your LinkedIn profile.